Band of Hands carries a general liability insurance policy. However, Band of Hands does not maintain any insurance to cover third party injury and property damage during the completion of a Job between a Poster and Worker. If any form of insurance (property and casualty, vehicular, etc.) is a requirement to perform any Job, then such requirement must be explicitly described in the Job description. Band of Hands will not provide any such insurance and it is the sole responsibility of the Worker to obtain and maintain any required insurance at his or her own cost and expense.