After you tap the Blue Apply button, you'll notice a Payment Breakdown window appear. Here you'll see the Rate that the Project Owner is wanting to pay as well as the 15% fee from Band Of Hands. In addition, $1.00 is deducted for every hour worked for Occupational Accident Insurance as well as the Independent Contractors Benefits Association. Hit the Agree button if you wish to complete the Application process. If not, select Cancel.